/* ============================================
   REFUNDWAY — CUSTOM CSS
   Design: Organic Shapes | Palette: Teal/Sage/Warm
   ============================================ */

/* --- CUSTOM PROPERTIES --- */
:root {
  --primary: #1a6b5a;
  --primary-dark: #134e42;
  --primary-light: #2d8f74;
  --primary-pale: #e8f5f1;
  --secondary: #3d7a8a;
  --secondary-light: #5a9daf;
  --accent: #e07b39;
  --accent-light: #f0a06a;
  --accent-pale: #fdf0e6;

  --text-primary: #1c2b27;
  --text-secondary: #3d5450;
  --text-muted: #6b8580;
  --text-light: #f0f7f5;
  --text-on-dark: #e8f5f1;

  --bg-white: #f7faf9;
  --bg-soft: #eef5f2;
  --bg-dark: #1a3530;
  --bg-darker: #122620;

  --border: #d0e5df;
  --border-light: #e8f0ee;

  --radius-sm: 8px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-xl: 40px;
  --radius-blob: 60% 40% 70% 30% / 50% 60% 40% 50%;

  --shadow-sm: 0 2px 8px rgba(26, 107, 90, 0.08), 0 1px 3px rgba(0,0,0,0.05);
  --shadow-md: 0 8px 24px rgba(26, 107, 90, 0.12), 0 2px 8px rgba(0,0,0,0.06);
  --shadow-lg: 0 16px 48px rgba(26, 107, 90, 0.16), 0 4px 16px rgba(0,0,0,0.08);
  --shadow-xl: 0 24px 64px rgba(26, 107, 90, 0.20), 0 8px 24px rgba(0,0,0,0.10);
  --shadow-card-hover: 0 20px 60px rgba(26, 107, 90, 0.22), 0 6px 20px rgba(0,0,0,0.10);

  --gradient-primary: linear-gradient(135deg, #1a6b5a 0%, #2d8f74 50%, #3d7a8a 100%);
  --gradient-accent: linear-gradient(135deg, #e07b39 0%, #f0a06a 100%);
  --gradient-hero: linear-gradient(160deg, #e8f5f1 0%, #d4ede6 40%, #eef5f2 100%);
  --gradient-text: linear-gradient(135deg, #1a6b5a, #3d7a8a);
  --gradient-dark: linear-gradient(160deg, #1a3530 0%, #122620 100%);

  --transition-fast: 0.2s ease;
  --transition-base: 0.3s ease;
  --transition-slow: 0.5s ease;

  --nav-height: 80px;
  --container-max: 1200px;
  --section-pad: clamp(60px, 8vw, 120px);
}

/* --- RESET & BASE --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'Inter', sans-serif;
  font-weight: 400;
  color: var(--text-primary);
  background: var(--bg-white);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; transition: color var(--transition-base); }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* --- TYPOGRAPHY --- */
h1, h2, h3, h4 {
  font-family: 'Manrope', sans-serif;
  font-weight: 700;
  line-height: 1.2;
  color: var(--text-primary);
}

.gradient-text {
  background: var(--gradient-text);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

/* --- CONTAINER --- */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 clamp(16px, 4vw, 40px);
}

/* --- SECTION PADDING --- */
.section-pad { padding: var(--section-pad) 0; }
.bg-white { background: var(--bg-white); }
.bg-soft { background: var(--bg-soft); }
.bg-dark { background: var(--bg-dark); }

/* --- SECTION LABELS & HEADERS --- */
.section-label {
  display: inline-block;
  font-family: 'Inter', sans-serif;
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--primary);
  background: var(--primary-pale);
  padding: 6px 14px;
  border-radius: 100px;
  margin-bottom: 16px;
}
.section-label--light { color: var(--accent-light); background: rgba(224, 123, 57, 0.15); }

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto clamp(40px, 5vw, 64px);
}

.section-title {
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  font-weight: 800;
  color: var(--text-primary);
  margin-bottom: 16px;
  line-height: 1.15;
}
.section-title--light { color: var(--text-light); }

.section-desc {
  font-size: clamp(0.95rem, 1.2vw, 1.05rem);
  color: var(--text-secondary);
  line-height: 1.7;
}

/* --- BUTTONS --- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: 'Manrope', sans-serif;
  font-size: 0.95rem;
  font-weight: 600;
  padding: 14px 28px;
  border-radius: 100px;
  transition: all var(--transition-base);
  cursor: pointer;
  border: 2px solid transparent;
  white-space: nowrap;
  text-decoration: none;
}

.btn-primary {
  background: var(--gradient-primary);
  color: #fff;
  box-shadow: var(--shadow-md);
}
.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
  color: #fff;
  filter: brightness(1.08);
}
.btn-primary:active { transform: translateY(0); }

.btn-outline {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}
.btn-outline:hover {
  background: var(--primary);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-full { width: 100%; justify-content: center; }
.btn-large { padding: 18px 40px; font-size: 1.05rem; }

/* --- NAVIGATION --- */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  height: var(--nav-height);
  background: rgba(247, 250, 249, 0.92);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border-light);
  transition: box-shadow var(--transition-base), background var(--transition-base);
}
.navbar.scrolled {
  box-shadow: var(--shadow-md);
  background: rgba(247, 250, 249, 0.98);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 clamp(16px, 4vw, 40px);
}

.nav-left, .nav-right {
  display: flex;
  align-items: center;
  gap: clamp(16px, 2vw, 28px);
  flex: 1;
}
.nav-right { justify-content: flex-end; }

.nav-logo { flex-shrink: 0; }
.logo-img { height: 36px; width: auto; }

.nav-link {
  font-family: 'Inter', sans-serif;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text-secondary);
  padding: 6px 0;
  position: relative;
  transition: color var(--transition-base);
}
.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--gradient-primary);
  border-radius: 2px;
  transition: width var(--transition-base);
}
.nav-link:hover, .nav-link.active { color: var(--primary); }
.nav-link:hover::after, .nav-link.active::after { width: 100%; }

.nav-cta {
  font-family: 'Manrope', sans-serif;
  font-size: 0.85rem;
  font-weight: 600;
  color: #fff;
  background: var(--gradient-primary);
  padding: 10px 22px;
  border-radius: 100px;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-base);
  white-space: nowrap;
}
.nav-cta:hover {
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
  color: #fff;
  filter: brightness(1.08);
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  min-width: 44px;
  min-height: 44px;
  align-items: center;
  justify-content: center;
}
.hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--text-primary);
  border-radius: 2px;
  transition: all var(--transition-base);
}

/* --- MOBILE MENU --- */
.mobile-menu {
  position: fixed;
  top: 0;
  right: -100%;
  width: min(320px, 90vw);
  height: 100vh;
  background: var(--bg-white);
  z-index: 1100;
  padding: 80px 32px 40px;
  box-shadow: var(--shadow-xl);
  transition: right var(--transition-slow);
  overflow-y: auto;
}
.mobile-menu.open { right: 0; }

.mobile-close {
  position: absolute;
  top: 20px;
  right: 20px;
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: var(--text-secondary);
  border-radius: 50%;
  background: var(--bg-soft);
  transition: all var(--transition-base);
}
.mobile-close:hover { background: var(--primary-pale); color: var(--primary); }

.mobile-nav { display: flex; flex-direction: column; gap: 8px; }
.mobile-link {
  display: block;
  font-family: 'Manrope', sans-serif;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--text-primary);
  padding: 14px 16px;
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
}
.mobile-link:hover { background: var(--primary-pale); color: var(--primary); }
.mobile-link--cta {
  background: var(--gradient-primary);
  color: #fff !important;
  text-align: center;
  margin-top: 16px;
  box-shadow: var(--shadow-md);
}
.mobile-link--cta:hover { filter: brightness(1.08); background: var(--gradient-primary); }

.mobile-overlay {
  position: fixed;
  inset: 0;
  background: rgba(26, 53, 48, 0.5);
  z-index: 1050;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--transition-slow);
  backdrop-filter: blur(4px);
}
.mobile-overlay.show { opacity: 1; pointer-events: all; }

/* --- BLOBS --- */
.blob {
  position: absolute;
  border-radius: var(--radius-blob);
  filter: blur(40px);
  pointer-events: none;
  opacity: 0.6;
}
.blob-1 {
  width: clamp(300px, 40vw, 600px);
  height: clamp(300px, 40vw, 600px);
  background: radial-gradient(circle, rgba(45, 143, 116, 0.25) 0%, rgba(26, 107, 90, 0.1) 70%);
  top: -10%;
  right: -5%;
  animation: blobFloat 8s ease-in-out infinite;
}
.blob-2 {
  width: clamp(200px, 30vw, 400px);
  height: clamp(200px, 30vw, 400px);
  background: radial-gradient(circle, rgba(224, 123, 57, 0.15) 0%, transparent 70%);
  bottom: 10%;
  left: -5%;
  animation: blobFloat 10s ease-in-out infinite reverse;
}
.blob-3 {
  width: clamp(150px, 20vw, 300px);
  height: clamp(150px, 20vw, 300px);
  background: radial-gradient(circle, rgba(61, 122, 138, 0.2) 0%, transparent 70%);
  top: 50%;
  left: 30%;
  animation: blobFloat 12s ease-in-out infinite 2s;
}

@keyframes blobFloat {
  0%, 100% { transform: translate(0, 0) scale(1); }
  33% { transform: translate(20px, -20px) scale(1.05); }
  66% { transform: translate(-10px, 15px) scale(0.97); }
}

.blob-bg {
  position: absolute;
  border-radius: 50%;
  filter: blur(60px);
  pointer-events: none;
  opacity: 0.4;
}
.blob-bg-1 {
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(45, 143, 116, 0.2) 0%, transparent 70%);
  top: 0;
  right: -100px;
}
.blob-bg-2 {
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(224, 123, 57, 0.1) 0%, transparent 70%);
  bottom: 0;
  left: -80px;
}

/* --- WAVE DIVIDERS --- */
.wave-divider {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  line-height: 0;
  pointer-events: none;
}
.wave-divider svg { width: 100%; height: 60px; }
.wave-divider--flip { transform: scaleY(-1); bottom: auto; top: 0; }

/* --- HERO --- */
.hero {
  position: relative;
  min-height: 100vh;
  background: var(--gradient-hero);
  display: flex;
  align-items: center;
  padding: calc(var(--nav-height) + 60px) 0 100px;
  overflow: hidden;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 620px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(26, 107, 90, 0.1);
  border: 1px solid rgba(26, 107, 90, 0.2);
  color: var(--primary);
  font-size: 0.85rem;
  font-weight: 500;
  padding: 8px 16px;
  border-radius: 100px;
  margin-bottom: 24px;
}
.hero-badge i { font-size: 0.9rem; }

.hero-title {
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  font-weight: 800;
  line-height: 1.1;
  color: var(--text-primary);
  margin-bottom: 24px;
}

.hero-subtitle {
  font-size: clamp(1rem, 1.5vw, 1.15rem);
  color: var(--text-secondary);
  line-height: 1.7;
  margin-bottom: 36px;
  max-width: 540px;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}

.hero-trust {
  display: flex;
  gap: clamp(16px, 3vw, 32px);
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-secondary);
}
.trust-item i { color: var(--primary); font-size: 0.9rem; }

.hero-image-wrap {
  position: absolute;
  right: clamp(20px, 5vw, 80px);
  top: 50%;
  transform: translateY(-50%);
  z-index: 1;
  width: clamp(280px, 38vw, 520px);
}

.hero-img-blob {
  border-radius: 60% 40% 55% 45% / 45% 55% 45% 55%;
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}
.hero-img { width: 100%; height: 100%; object-fit: cover; aspect-ratio: 4/5; }

/* --- HERO ANIMATIONS --- */
.fade-in-up {
  opacity: 0;
  transform: translateY(30px);
  animation: fadeInUp 0.7s ease forwards;
}
.delay-1 { animation-delay: 0.15s; }
.delay-2 { animation-delay: 0.3s; }
.delay-3 { animation-delay: 0.45s; }
.delay-4 { animation-delay: 0.6s; }

@keyframes fadeInUp {
  to { opacity: 1; transform: translateY(0); }
}

/* --- SCROLL REVEAL --- */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.reveal.visible { opacity: 1; transform: translateY(0); }

/* --- SCENARIOS --- */
.scenarios {
  position: relative;
  background: var(--bg-soft);
  padding-bottom: 100px;
}

.scenarios-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(min(100%, 320px), 1fr));
  gap: 24px;
}

.scenario-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: clamp(24px, 3vw, 32px);
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-base);
}
.scenario-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-card-hover);
  border-color: var(--border);
}

.scenario-icon {
  width: 52px;
  height: 52px;
  background: var(--primary-pale);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  color: var(--primary);
  margin-bottom: 16px;
  transition: all var(--transition-base);
}
.scenario-card:hover .scenario-icon {
  background: var(--primary);
  color: #fff;
}

.scenario-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--text-primary);
}
.scenario-card p {
  font-size: 0.9rem;
  color: var(--text-secondary);
  line-height: 1.65;
}

/* --- FEATURE TABS --- */
.tabs-wrap {
  background: var(--bg-soft);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}

.tabs-nav {
  display: flex;
  background: var(--bg-white);
  border-bottom: 1px solid var(--border-light);
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
}
.tabs-nav::-webkit-scrollbar { display: none; }

.tab-btn {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 18px 24px;
  font-family: 'Manrope', sans-serif;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-muted);
  white-space: nowrap;
  border-bottom: 3px solid transparent;
  transition: all var(--transition-base);
  flex-shrink: 0;
}
.tab-btn i { font-size: 0.95rem; }
.tab-btn:hover { color: var(--primary); background: var(--primary-pale); }
.tab-btn.active {
  color: var(--primary);
  border-bottom-color: var(--primary);
  background: var(--primary-pale);
}

.tabs-content { padding: clamp(24px, 4vw, 48px); }

.tab-panel { display: none; }
.tab-panel.active { display: block; }

.tab-panel-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(24px, 4vw, 48px);
  align-items: center;
}

.tab-text h3 {
  font-size: clamp(1.2rem, 2vw, 1.5rem);
  font-weight: 700;
  margin-bottom: 16px;
  color: var(--text-primary);
}
.tab-text p {
  font-size: 0.95rem;
  color: var(--text-secondary);
  line-height: 1.7;
  margin-bottom: 16px;
}

.tab-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 20px;
}
.tab-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9rem;
  color: var(--text-secondary);
}
.tab-list li i { color: var(--primary); font-size: 0.8rem; flex-shrink: 0; }

.tab-image { border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-md); }
.tab-img { width: 100%; height: 280px; object-fit: cover; }

/* --- HOW IT WORKS --- */
.howworks {
  position: relative;
  background: var(--bg-white);
  overflow: hidden;
  padding-bottom: 100px;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 40px;
}

.step-card {
  background: var(--bg-soft);
  border-radius: var(--radius-xl);
  padding: clamp(28px, 3vw, 40px);
  border: 1px solid var(--border-light);
  position: relative;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-base);
}
.step-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-card-hover);
}

.step-number {
  font-family: 'Manrope', sans-serif;
  font-size: clamp(3rem, 5vw, 4.5rem);
  font-weight: 800;
  background: var(--gradient-primary);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1;
  margin-bottom: 16px;
  opacity: 0.7;
}

.step-icon {
  width: 56px;
  height: 56px;
  background: var(--gradient-primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  color: #fff;
  margin-bottom: 20px;
  box-shadow: var(--shadow-md);
}

.step-title {
  font-size: clamp(1rem, 1.5vw, 1.15rem);
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--text-primary);
}
.step-desc {
  font-size: 0.9rem;
  color: var(--text-secondary);
  line-height: 1.7;
}

.step-connector {
  position: absolute;
  top: 50%;
  right: -20px;
  transform: translateY(-50%);
  width: 40px;
  height: 40px;
  background: var(--bg-white);
  border: 1px solid var(--border);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 0.85rem;
  z-index: 2;
  box-shadow: var(--shadow-sm);
}

.howworks-note {
  background: var(--accent-pale);
  border: 1px solid rgba(224, 123, 57, 0.2);
  border-radius: var(--radius-lg);
  padding: 24px 28px;
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
.note-icon { color: var(--accent); font-size: 1.3rem; flex-shrink: 0; margin-top: 2px; }
.note-text { font-size: 0.95rem; color: var(--text-secondary); line-height: 1.65; }
.note-text strong { color: var(--text-primary); }

/* --- WHY RUSSIAN SPEAKERS --- */
.whyrus-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(40px, 6vw, 80px);
  align-items: center;
}

.img-blob-wrap {
  border-radius: 60% 40% 50% 50% / 55% 45% 55% 45%;
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}
.whyrus-img, .team-img, .chargeback-img { width: 100%; aspect-ratio: 4/3; object-fit: cover; }

.whyrus-content .section-title { text-align: left; }
.whyrus-content p {
  font-size: 0.95rem;
  color: var(--text-secondary);
  line-height: 1.7;
  margin-bottom: 16px;
}

.whyrus-points { display: flex; flex-direction: column; gap: 16px; margin-top: 24px; }
.whyrus-point {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
.whyrus-point > i {
  width: 40px;
  height: 40px;
  background: var(--primary-pale);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  color: var(--primary);
  flex-shrink: 0;
}
.whyrus-point div { display: flex; flex-direction: column; gap: 4px; }
.whyrus-point strong { font-size: 0.95rem; color: var(--text-primary); font-weight: 600; }
.whyrus-point span { font-size: 0.88rem; color: var(--text-muted); }

/* --- SERVICE AREAS --- */
.areas-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(32px, 5vw, 64px);
  align-items: start;
}

.map-visual {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}
.map-img { width: 100%; aspect-ratio: 4/3; object-fit: cover; }
.map-pin {
  position: absolute;
  bottom: 20px;
  left: 20px;
  background: var(--gradient-primary);
  color: #fff;
  padding: 8px 16px;
  border-radius: 100px;
  font-size: 0.85rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 6px;
  box-shadow: var(--shadow-md);
}

.areas-list { display: flex; flex-direction: column; gap: 20px; }
.area-item {
  display: flex;
  gap: 16px;
  padding: 20px;
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-base);
}
.area-item:hover {
  transform: translateX(4px);
  box-shadow: var(--shadow-md);
  border-color: var(--border);
}
.area-icon {
  width: 44px;
  height: 44px;
  background: var(--primary-pale);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 1rem;
  flex-shrink: 0;
}
.area-info h4 { font-size: 0.95rem; font-weight: 700; margin-bottom: 4px; color: var(--text-primary); }
.area-info p { font-size: 0.85rem; color: var(--text-secondary); line-height: 1.5; }

.area-address {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 16px 20px;
  background: var(--primary-pale);
  border-radius: var(--radius-lg);
  border: 1px solid rgba(26, 107, 90, 0.15);
}
.area-address i { color: var(--primary); margin-top: 2px; }
.area-address div { display: flex; flex-direction: column; gap: 2px; }
.area-address strong { font-size: 0.88rem; color: var(--text-primary); }
.area-address span { font-size: 0.85rem; color: var(--text-secondary); }

/* --- PRIVACY SECTION --- */
.privacy-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(40px, 6vw, 80px);
  align-items: center;
}

.privacy-features { display: flex; flex-direction: column; gap: 20px; margin-top: 28px; }
.privacy-feature {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
.pf-icon {
  width: 44px;
  height: 44px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent-light);
  font-size: 1rem;
  flex-shrink: 0;
}
.pf-text { display: flex; flex-direction: column; gap: 4px; }
.pf-text strong { font-size: 0.95rem; color: var(--text-on-dark); }
.pf-text span { font-size: 0.88rem; color: rgba(232, 245, 241, 0.7); line-height: 1.5; }
.text-light { color: rgba(232, 245, 241, 0.8); line-height: 1.7; font-size: 0.95rem; }

.privacy-visual {
  border-radius: 50% 40% 60% 50% / 45% 55% 45% 55%;
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}
.privacy-img { width: 100%; aspect-ratio: 4/3; object-fit: cover; }

/* --- BLOG PREVIEW --- */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(min(100%, 320px), 1fr));
  gap: 24px;
}

.blog-card {
  background: var(--bg-white);
  border-radius: var(--radius-xl);
  overflow: hidden;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-base);
}
.blog-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-card-hover);
}

.blog-img-wrap { overflow: hidden; }
.blog-img { width: 100%; height: 200px; object-fit: cover; transition: transform 0.5s ease; }
.blog-card:hover .blog-img { transform: scale(1.05); }

.blog-body { padding: 24px; }
.blog-tag {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 500;
  color: var(--primary);
  background: var(--primary-pale);
  padding: 4px 10px;
  border-radius: 100px;
  margin-bottom: 12px;
  letter-spacing: 0.04em;
}
.blog-title { font-size: 1.05rem; font-weight: 700; margin-bottom: 10px; line-height: 1.35; }
.blog-excerpt { font-size: 0.88rem; color: var(--text-secondary); line-height: 1.65; margin-bottom: 16px; }
.blog-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--primary);
  transition: gap var(--transition-base);
}
.blog-link:hover { gap: 10px; }
.blog-link i { font-size: 0.75rem; transition: transform var(--transition-base); }
.blog-link:hover i { transform: translateX(2px); }

/* --- CTA SECTION --- */
.cta-section {
  position: relative;
  background: var(--gradient-primary);
  padding: clamp(60px, 8vw, 100px) 0;
  overflow: hidden;
  text-align: center;
}

.cta-blob {
  position: absolute;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 70%);
  border-radius: 50%;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  pointer-events: none;
}

.cta-inner { position: relative; z-index: 1; max-width: 600px; margin: 0 auto; }
.cta-title {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 800;
  color: #fff;
  margin-bottom: 16px;
  line-height: 1.2;
}
.cta-desc { font-size: 1rem; color: rgba(255,255,255,0.85); line-height: 1.65; margin-bottom: 32px; }

.cta-section .btn-primary {
  background: #fff;
  color: var(--primary);
  box-shadow: 0 8px 32px rgba(0,0,0,0.15);
}
.cta-section .btn-primary:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.2);
  color: var(--primary-dark);
}

/* --- FOOTER --- */
.footer {
  background: var(--bg-darker);
  position: relative;
  overflow: hidden;
  padding: clamp(60px, 6vw, 80px) 0 0;
}

.footer-blobs { position: absolute; inset: 0; pointer-events: none; }
.footer-blob-1 {
  position: absolute;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(45, 143, 116, 0.08) 0%, transparent 70%);
  border-radius: 50%;
  top: -100px;
  right: -100px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.5fr;
  gap: clamp(24px, 4vw, 48px);
  position: relative;
  z-index: 1;
  margin-bottom: 48px;
}

.footer-logo { height: 32px; width: auto; margin-bottom: 16px; filter: brightness(1.5); }
.footer-tagline { font-size: 0.88rem; color: rgba(232, 245, 241, 0.6); line-height: 1.65; margin-bottom: 20px; }

.footer-contact-quick { display: flex; flex-direction: column; gap: 8px; }
.footer-contact-quick a {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.88rem;
  color: rgba(232, 245, 241, 0.7);
  transition: color var(--transition-base);
}
.footer-contact-quick a:hover { color: var(--primary-light); }
.footer-contact-quick i { color: var(--primary-light); font-size: 0.85rem; }

.footer-heading {
  font-family: 'Manrope', sans-serif;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(232, 245, 241, 0.4);
  margin-bottom: 16px;
}

.footer-links { display: flex; flex-direction: column; gap: 10px; margin-bottom: 20px; }
.footer-links a {
  font-size: 0.88rem;
  color: rgba(232, 245, 241, 0.65);
  transition: color var(--transition-base);
  padding: 2px 0;
}
.footer-links a:hover { color: var(--primary-light); }

.footer-address {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  margin-top: 8px;
}
.footer-address i { color: var(--primary-light); font-size: 0.85rem; margin-top: 2px; }
.footer-address span { font-size: 0.82rem; color: rgba(232, 245, 241, 0.5); line-height: 1.6; }

.footer-news { display: flex; flex-direction: column; gap: 14px; }
.footer-news-item {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 10px;
  border-radius: var(--radius-md);
  transition: background var(--transition-base);
}
.footer-news-item:hover { background: rgba(255,255,255,0.04); }

.news-dot {
  width: 6px;
  height: 6px;
  background: var(--primary-light);
  border-radius: 50%;
  flex-shrink: 0;
  margin-top: 6px;
}
.footer-news-item div { display: flex; flex-direction: column; gap: 3px; }
.news-title { font-size: 0.85rem; color: rgba(232, 245, 241, 0.7); line-height: 1.4; transition: color var(--transition-base); }
.footer-news-item:hover .news-title { color: var(--primary-light); }
.news-date { font-size: 0.75rem; color: rgba(232, 245, 241, 0.35); }

.footer-bottom {
  border-top: 1px solid rgba(232, 245, 241, 0.08);
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  position: relative;
  z-index: 1;
}
.footer-copy { font-size: 0.82rem; color: rgba(232, 245, 241, 0.4); }
.footer-disclaimer { font-size: 0.78rem; color: rgba(232, 245, 241, 0.3); max-width: 480px; text-align: right; }

/* --- PAGE HERO --- */
.page-hero {
  position: relative;
  background: var(--gradient-hero);
  padding: calc(var(--nav-height) + 60px) 0 80px;
  overflow: hidden;
}
.page-hero--small { padding: calc(var(--nav-height) + 40px) 0 60px; }

.page-hero-content { max-width: 680px; }
.page-hero-title {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
  margin-bottom: 16px;
}
.page-hero-desc {
  font-size: clamp(0.95rem, 1.3vw, 1.1rem);
  color: var(--text-secondary);
  line-height: 1.7;
}
.legal-date { font-size: 0.85rem; color: var(--text-muted); margin-top: 8px; }

/* --- PROCESS DETAIL PAGE --- */
.process-steps { display: flex; flex-direction: column; gap: 0; }
.process-step {
  display: grid;
  grid-template-columns: 80px 1fr;
  gap: 32px;
  align-items: start;
  padding: 40px 0;
  border-bottom: 1px solid var(--border-light);
}
.process-step:last-child { border-bottom: none; }

.ps-marker { display: flex; flex-direction: column; align-items: center; }
.ps-number {
  width: 56px;
  height: 56px;
  background: var(--gradient-primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Manrope', sans-serif;
  font-size: 1.1rem;
  font-weight: 800;
  color: #fff;
  flex-shrink: 0;
  box-shadow: var(--shadow-md);
}
.ps-line {
  width: 2px;
  flex: 1;
  min-height: 40px;
  background: linear-gradient(to bottom, var(--primary-light), transparent);
  margin-top: 8px;
}

.ps-icon {
  width: 52px;
  height: 52px;
  background: var(--primary-pale);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: var(--primary);
  margin-bottom: 16px;
}

.ps-title { font-size: clamp(1.1rem, 2vw, 1.4rem); font-weight: 700; margin-bottom: 12px; }
.ps-content p { font-size: 0.95rem; color: var(--text-secondary); line-height: 1.7; margin-bottom: 12px; }

.ps-note {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  background: var(--primary-pale);
  border: 1px solid rgba(26, 107, 90, 0.15);
  border-radius: var(--radius-md);
  padding: 14px 18px;
  margin-top: 16px;
  font-size: 0.88rem;
  color: var(--text-secondary);
}
.ps-note i { color: var(--primary); flex-shrink: 0; margin-top: 2px; }

.ps-checklist { display: flex; flex-direction: column; gap: 10px; margin-top: 16px; }
.ps-check {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9rem;
  color: var(--text-secondary);
}
.ps-check i { color: var(--primary); font-size: 0.8rem; }

.ps-list {
  list-style: disc;
  padding-left: 20px;
  margin: 12px 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.ps-list li { font-size: 0.9rem; color: var(--text-secondary); line-height: 1.5; }

/* --- CHARGEBACK INFO --- */
.chargeback-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(40px, 6vw, 80px);
  align-items: center;
}
.chargeback-text h3 { font-size: 1.15rem; font-weight: 700; margin: 24px 0 16px; }
.chargeback-text p { font-size: 0.95rem; color: var(--text-secondary); line-height: 1.7; margin-bottom: 12px; }
.cb-factors { display: flex; flex-direction: column; gap: 16px; }
.cb-factor {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 16px;
  background: var(--bg-white);
  border-radius: var(--radius-md);
  border: 1px solid var(--border-light);
}
.cb-factor > i { color: var(--primary); font-size: 1.1rem; margin-top: 2px; flex-shrink: 0; }
.cb-factor div { display: flex; flex-direction: column; gap: 4px; }
.cb-factor strong { font-size: 0.95rem; color: var(--text-primary); }
.cb-factor span { font-size: 0.88rem; color: var(--text-secondary); line-height: 1.5; }

/* --- TEAM PAGE --- */
.team-intro-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(40px, 6vw, 80px);
  align-items: center;
}
.team-intro-text h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); margin-bottom: 20px; }
.team-intro-text p { font-size: 0.95rem; color: var(--text-secondary); line-height: 1.7; margin-bottom: 14px; }

.expertise-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(min(100%, 300px), 1fr));
  gap: 24px;
}
.expertise-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 28px;
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-base);
}
.expertise-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-card-hover);
}
.exp-icon {
  width: 52px;
  height: 52px;
  background: var(--gradient-primary);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: #fff;
  margin-bottom: 16px;
  box-shadow: var(--shadow-sm);
}
.expertise-card h3 { font-size: 1rem; font-weight: 700; margin-bottom: 10px; }
.expertise-card p { font-size: 0.88rem; color: var(--text-secondary); line-height: 1.65; }

.values { position: relative; overflow: hidden; }
.values-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}
.value-item {
  padding: 32px;
  background: var(--bg-soft);
  border-radius: var(--radius-xl);
  border: 1px solid var(--border-light);
  transition: all var(--transition-base);
}
.value-item:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.value-num {
  font-family: 'Manrope', sans-serif;
  font-size: 3rem;
  font-weight: 800;
  background: var(--gradient-primary);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1;
  margin-bottom: 12px;
  opacity: 0.5;
}
.value-item h3 { font-size: 1.05rem; font-weight: 700; margin-bottom: 10px; }
.value-item p { font-size: 0.9rem; color: var(--text-secondary); line-height: 1.65; }

/* --- FRAUD TYPES PAGE --- */
.fraud-item {
  background: var(--bg-white);
  border-radius: var(--radius-xl);
  padding: clamp(28px, 4vw, 48px);
  border: 1px solid var(--border-light);
  box-shadow: var(--shadow-sm);
  margin-bottom: 32px;
  transition: box-shadow var(--transition-base);
}
.fraud-item:hover { box-shadow: var(--shadow-md); }

.fraud-item-header {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  margin-bottom: 24px;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--border-light);
}
.fraud-icon {
  width: 60px;
  height: 60px;
  background: var(--gradient-primary);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: #fff;
  flex-shrink: 0;
  box-shadow: var(--shadow-md);
}
.fraud-title { font-size: clamp(1.2rem, 2vw, 1.5rem); font-weight: 700; margin-bottom: 6px; }
.fraud-tag {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 500;
  color: var(--secondary);
  background: rgba(61, 122, 138, 0.1);
  padding: 4px 10px;
  border-radius: 100px;
}
.fraud-content {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(24px, 4vw, 48px);
  align-items: start;
}
.fraud-text p { font-size: 0.95rem; color: var(--text-secondary); line-height: 1.7; margin-bottom: 14px; }
.fraud-text h3 { font-size: 1rem; font-weight: 700; margin-bottom: 12px; color: var(--text-primary); }
.fraud-list { display: flex; flex-direction: column; gap: 10px; }
.fraud-list li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 0.9rem;
  color: var(--text-secondary);
}
.fraud-list li i { color: var(--accent); font-size: 0.85rem; flex-shrink: 0; margin-top: 2px; }
.fraud-image { border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-md); }
.fraud-img { width: 100%; aspect-ratio: 4/3; object-fit: cover; }

.warning-inner {
  display: flex;
  gap: 24px;
  align-items: flex-start;
  background: var(--accent-pale);
  border: 1px solid rgba(224, 123, 57, 0.25);
  border-radius: var(--radius-xl);
  padding: clamp(28px, 4vw, 48px);
}
.warning-icon {
  font-size: 2.5rem;
  color: var(--accent);
  flex-shrink: 0;
  margin-top: 4px;
}
.warning-content h2 { font-size: clamp(1.2rem, 2vw, 1.5rem); margin-bottom: 12px; }
.warning-content p { font-size: 0.95rem; color: var(--text-secondary); line-height: 1.7; margin-bottom: 20px; }

/* --- CONTACT PAGE --- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(32px, 5vw, 64px);
  align-items: start;
}

.contact-form-title { font-size: clamp(1.4rem, 2.5vw, 1.8rem); font-weight: 700; margin-bottom: 10px; }
.contact-form-desc { font-size: 0.9rem; color: var(--text-secondary); line-height: 1.65; margin-bottom: 28px; }

.form-group { margin-bottom: 20px; }
.form-label {
  display: block;
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--text-secondary);
  margin-bottom: 8px;
}
.req { color: var(--accent); }

.form-input, .form-textarea {
  width: 100%;
  padding: 14px 18px;
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  color: var(--text-primary);
  background: var(--bg-soft);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
  outline: none;
  -webkit-appearance: none;
}
.form-input:focus, .form-textarea:focus {
  border-color: var(--primary);
  background: var(--bg-white);
  box-shadow: 0 0 0 3px rgba(26, 107, 90, 0.1);
}
.form-input::placeholder, .form-textarea::placeholder { color: var(--text-muted); }
.form-textarea { resize: vertical; min-height: 140px; }

.form-group--checkbox { margin-top: 8px; }
.checkbox-label {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  cursor: pointer;
}
.checkbox-input { display: none; }
.checkbox-custom {
  width: 20px;
  height: 20px;
  border: 2px solid var(--border);
  border-radius: 6px;
  flex-shrink: 0;
  margin-top: 2px;
  transition: all var(--transition-base);
  position: relative;
  background: var(--bg-soft);
}
.checkbox-input:checked + .checkbox-custom {
  background: var(--primary);
  border-color: var(--primary);
}
.checkbox-input:checked + .checkbox-custom::after {
  content: '';
  position: absolute;
  top: 3px;
  left: 6px;
  width: 5px;
  height: 9px;
  border: 2px solid #fff;
  border-top: none;
  border-left: none;
  transform: rotate(45deg);
}
.checkbox-text { font-size: 0.85rem; color: var(--text-secondary); line-height: 1.5; }
.checkbox-text a { color: var(--primary); text-decoration: underline; }

.contact-info-card {
  background: var(--bg-soft);
  border-radius: var(--radius-xl);
  padding: 28px;
  border: 1px solid var(--border-light);
  margin-bottom: 24px;
}
.contact-info-card--alt { margin-bottom: 0; }
.contact-info-title { font-size: 1.2rem; font-weight: 700; margin-bottom: 20px; }
.contact-info-card h3 { font-size: 1.05rem; font-weight: 700; margin-bottom: 16px; }

.contact-details { display: flex; flex-direction: column; gap: 16px; margin-bottom: 20px; }
.contact-detail {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}
.cd-icon {
  width: 40px;
  height: 40px;
  background: var(--primary-pale);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 0.95rem;
  flex-shrink: 0;
}
.cd-text { display: flex; flex-direction: column; gap: 3px; }
.cd-text strong { font-size: 0.82rem; font-weight: 600; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.06em; }
.cd-text a, .cd-text span { font-size: 0.95rem; color: var(--text-primary); line-height: 1.4; }
.cd-text a:hover { color: var(--primary); }

.contact-note {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  padding: 14px;
  background: var(--primary-pale);
  border-radius: var(--radius-md);
  font-size: 0.82rem;
  color: var(--text-secondary);
  line-height: 1.5;
}
.contact-note i { color: var(--primary); flex-shrink: 0; margin-top: 1px; }
.contact-note a { color: var(--primary); text-decoration: underline; }

.after-steps { display: flex; flex-direction: column; gap: 16px; }
.after-step { display: flex; gap: 14px; align-items: flex-start; }
.as-num {
  width: 28px;
  height: 28px;
  background: var(--gradient-primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Manrope', sans-serif;
  font-size: 0.8rem;
  font-weight: 700;
  color: #fff;
  flex-shrink: 0;
  box-shadow: var(--shadow-sm);
}
.after-step p { font-size: 0.88rem; color: var(--text-secondary); line-height: 1.55; margin-top: 3px; }

.map-wrap { border-radius: var(--radius-xl); overflow: hidden; box-shadow: var(--shadow-lg); }

/* --- THANKS PAGE --- */
.thanks-main {
  position: relative;
  min-height: calc(100vh - var(--nav-height));
  display: flex;
  align-items: center;
  background: var(--gradient-hero);
  padding: calc(var(--nav-height) + 60px) 0 80px;
  overflow: hidden;
}
.thanks-blobs { position: absolute; inset: 0; pointer-events: none; }

.thanks-content {
  max-width: 560px;
  margin: 0 auto;
  text-align: center;
}
.thanks-icon {
  width: 80px;
  height: 80px;
  background: var(--gradient-primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  color: #fff;
  margin: 0 auto 28px;
  box-shadow: var(--shadow-lg);
}
.thanks-title { font-size: clamp(1.8rem, 4vw, 2.8rem); font-weight: 800; margin-bottom: 16px; }
.thanks-desc { font-size: 1rem; color: var(--text-secondary); line-height: 1.7; margin-bottom: 16px; }
.thanks-note { font-size: 0.9rem; color: var(--text-muted); line-height: 1.6; margin-bottom: 32px; }
.thanks-note a { color: var(--primary); }
.thanks-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* --- LEGAL PAGES --- */
.legal-body {
  max-width: 800px;
  margin: 0 auto;
}
.legal-body h2 {
  font-size: clamp(1.1rem, 2vw, 1.3rem);
  font-weight: 700;
  color: var(--primary);
  margin: 40px 0 12px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--border-light);
}
.legal-body h2:first-child { margin-top: 0; }
.legal-body h3 { font-size: 1rem; font-weight: 700; margin: 20px 0 8px; }
.legal-body p { font-size: 0.95rem; color: var(--text-secondary); line-height: 1.75; margin-bottom: 14px; }
.legal-body ul { margin: 12px 0 16px 20px; }
.legal-body ul li {
  font-size: 0.92rem;
  color: var(--text-secondary);
  line-height: 1.65;
  margin-bottom: 8px;
  list-style: disc;
}
.legal-body a { color: var(--primary); text-decoration: underline; }

.cookie-table {
  width: 100%;
  border-collapse: collapse;
  margin: 16px 0 24px;
  font-size: 0.88rem;
}
.cookie-table th {
  background: var(--primary-pale);
  color: var(--primary-dark);
  padding: 10px 14px;
  text-align: left;
  font-weight: 600;
  border-bottom: 1px solid var(--border);
}
.cookie-table td {
  padding: 10px 14px;
  color: var(--text-secondary);
  border-bottom: 1px solid var(--border-light);
}
.cookie-table tr:last-child td { border-bottom: none; }
.cookie-table tr:nth-child(even) td { background: var(--bg-soft); }

/* --- COOKIE CONSENT BANNER --- */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  background: var(--bg-darker);
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 20px clamp(16px, 4vw, 40px);
  box-shadow: 0 -8px 32px rgba(0,0,0,0.25);
  transform: translateY(100%);
  transition: transform 0.5s cubic-bezier(0.16, 1, 0.3, 1);
}
.cookie-banner.show { transform: translateY(0); }

.cookie-banner-inner {
  max-width: var(--container-max);
  margin: 0 auto;
  display: flex;
  gap: 24px;
  align-items: center;
  flex-wrap: wrap;
}

.cookie-text {
  flex: 1;
  min-width: 280px;
}
.cookie-text h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: var(--text-on-dark);
  margin-bottom: 6px;
}
.cookie-text p {
  font-size: 0.82rem;
  color: rgba(232, 245, 241, 0.65);
  line-height: 1.5;
}
.cookie-text a { color: var(--primary-light); text-decoration: underline; }

.cookie-actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  flex-shrink: 0;
}

.cookie-btn {
  font-family: 'Manrope', sans-serif;
  font-size: 0.82rem;
  font-weight: 600;
  padding: 10px 18px;
  border-radius: 100px;
  cursor: pointer;
  transition: all var(--transition-base);
  border: none;
  white-space: nowrap;
  min-height: 44px;
}
.cookie-btn-accept {
  background: var(--gradient-primary);
  color: #fff;
  box-shadow: var(--shadow-sm);
}
.cookie-btn-accept:hover { filter: brightness(1.1); transform: translateY(-1px); }
.cookie-btn-reject {
  background: rgba(255,255,255,0.08);
  color: rgba(232, 245, 241, 0.8);
  border: 1px solid rgba(255,255,255,0.12);
}
.cookie-btn-reject:hover { background: rgba(255,255,255,0.12); }
.cookie-btn-customize {
  background: transparent;
  color: rgba(232, 245, 241, 0.6);
  border: 1px solid rgba(255,255,255,0.1);
}
.cookie-btn-customize:hover { color: rgba(232, 245, 241, 0.9); border-color: rgba(255,255,255,0.2); }

/* Cookie Modal */
.cookie-modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(18, 38, 32, 0.7);
  z-index: 10000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--transition-base);
  backdrop-filter: blur(4px);
}
.cookie-modal-overlay.show { opacity: 1; pointer-events: all; }

.cookie-modal {
  background: var(--bg-white);
  border-radius: var(--radius-xl);
  padding: clamp(24px, 4vw, 40px);
  max-width: 540px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  box-shadow: var(--shadow-xl);
}
.cookie-modal h2 { font-size: 1.3rem; font-weight: 700; margin-bottom: 8px; }
.cookie-modal > p { font-size: 0.88rem; color: var(--text-secondary); margin-bottom: 24px; line-height: 1.5; }

.cookie-category {
  padding: 16px;
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  margin-bottom: 12px;
}
.cookie-cat-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 6px;
}
.cookie-cat-header strong { font-size: 0.9rem; font-weight: 600; }
.cookie-cat-desc { font-size: 0.82rem; color: var(--text-muted); line-height: 1.5; }

.toggle-switch {
  position: relative;
  width: 44px;
  height: 24px;
  flex-shrink: 0;
}
.toggle-switch input { display: none; }
.toggle-slider {
  position: absolute;
  inset: 0;
  background: var(--border);
  border-radius: 100px;
  cursor: pointer;
  transition: background var(--transition-base);
}
.toggle-slider::after {
  content: '';
  position: absolute;
  width: 18px;
  height: 18px;
  background: #fff;
  border-radius: 50%;
  top: 3px;
  left: 3px;
  transition: transform var(--transition-base);
  box-shadow: 0 1px 4px rgba(0,0,0,0.2);
}
.toggle-switch input:checked + .toggle-slider { background: var(--primary); }
.toggle-switch input:checked + .toggle-slider::after { transform: translateX(20px); }
.toggle-switch input:disabled + .toggle-slider { background: var(--primary); opacity: 0.5; cursor: not-allowed; }

.cookie-modal-actions {
  display: flex;
  gap: 12px;
  margin-top: 24px;
  flex-wrap: wrap;
}
.cookie-modal-actions .cookie-btn { flex: 1; min-width: 120px; text-align: center; }
.cookie-btn-save {
  background: var(--gradient-primary);
  color: #fff;
}
.cookie-btn-save:hover { filter: brightness(1.08); }

/* --- RESPONSIVE --- */
@media (max-width: 1024px) {
  .nav-left, .nav-right { display: none; }
  .hamburger { display: flex; }
  .hero-image-wrap { display: none; }
  .hero-content { max-width: 100%; }
  .steps-grid { grid-template-columns: 1fr; }
  .step-connector { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  :root { --section-pad: clamp(48px, 8vw, 80px); }

  .hero { min-height: auto; padding: calc(var(--nav-height) + 40px) 0 80px; }
  .hero-title { font-size: clamp(1.9rem, 6vw, 2.8rem); }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; justify-content: center; }
  .hero-trust { gap: 12px; }

  .scenarios-grid { grid-template-columns: 1fr; }
  .tab-panel-inner { grid-template-columns: 1fr; }
  .tab-image { display: none; }
  .tabs-nav { gap: 0; }
  .tab-btn span { display: none; }
  .tab-btn { padding: 16px 18px; }

  .whyrus-inner { grid-template-columns: 1fr; }
  .whyrus-image { order: -1; }
  .whyrus-img { aspect-ratio: 16/9; }

  .areas-grid { grid-template-columns: 1fr; }
  .privacy-inner { grid-template-columns: 1fr; }
  .privacy-visual { display: none; }

  .blog-grid { grid-template-columns: 1fr; }

  .contact-grid { grid-template-columns: 1fr; }

  .fraud-content { grid-template-columns: 1fr; }
  .fraud-image { display: none; }

  .chargeback-inner { grid-template-columns: 1fr; }
  .chargeback-image { display: none; }

  .team-intro-inner { grid-template-columns: 1fr; }
  .team-intro-image { display: none; }

  .values-grid { grid-template-columns: 1fr; }

  .process-step { grid-template-columns: 60px 1fr; gap: 20px; }

  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .footer-disclaimer { text-align: center; }

  .cookie-banner-inner { flex-direction: column; }
  .cookie-actions { width: 100%; }
  .cookie-btn { flex: 1; }

  .warning-inner { flex-direction: column; }
  .fraud-item-header { flex-direction: column; }

  .tab-btn { padding: 14px 12px; }
}

@media (max-width: 480px) {
  .hero-badge span { display: none; }
  .section-header { text-align: left; }
  .section-header .section-label { display: block; width: fit-content; }
  .thanks-actions { flex-direction: column; }
  .thanks-actions .btn { width: 100%; justify-content: center; }
  .ps-marker { display: none; }
  .process-step { grid-template-columns: 1fr; }
}